9:41●●●● 5G
COMPOSITE FICO
719
+136 SINCE INTAKE
Experian724
Equifax718
TransUnion715
CURRENT PILLAR · 03
Leverage
01 · SCORE HOME
9:41●●●● 5G
ACTIVE · 7 · CLOSED · 11
Your disputes.
Late Payment · Cap One #7842
Round 3 dispute. Awaiting bureau reinvestigation response.
Collection · Medical XYZ
Direct furnisher challenge under FCRA § 623.
Charge-off · Cap One #7842
Removed Experian + Equifax. TransUnion pending final.
Address history correction
Updated across all three bureaus.
02 · DISPUTES
9:41●●●● 5G
STRATEGY SESSIONS
With Chekelah.
OCT 10 · 13:30 CT · UPCOMING
Pre-Underwriter Debrief
45 min · Chekelah Phelps · Video
SEP 12 · 10:00 CT · DONE
Utilization Staging Walkthrough
Notes + recording available
AUG 15 · 14:00 CT · DONE
D.R. Horton Overlay Review
Aligned target: Oct 15 pull date
JUL 03 · 11:00 CT · DONE
Round 2 Dispute Debrief
6 items removed · queue Round 3
BOOK ANOTHER SESSION →
03 · SESSIONS